Terms and Conditions of Use

1. Scope of Terms and Conditions
These Terms and Conditions govern the use of the Passage Capital site by visitors. By accessing or using the site, visitors are deemed to understand that this site is a stock finance blog that provides general information about finance and capital markets. This document explains basic provisions related to access, content use, and certain limitations that apply. Visitors are advised to read these Terms and Conditions carefully before continuing to use the site.

2. Nature of Information on the Site
Content presented on Passage Capital is in the form of general information about stocks, finance, and capital markets. This information is not intended as investment recommendations, transaction guides, or professional advice in any form. Visitors are responsible for independently assessing the relevance and adequacy of information obtained from this site. The site does not provide instructions to buy, sell, or hold specific financial instruments.

3. No Paid Services and Financial Transactions
Passage Capital does not provide paid services, paid account registration facilities, or means to conduct financial transactions. The site also does not process payments, does not request payment card data, and does not act as an intermediary in securities or other financial instrument transactions. Contact forms are used only for general communication and not for executing investment instructions. Thus, visitor interaction with the site is limited to accessing information and submitting questions through available means.

4. Intellectual Property Rights
Content on the Passage Capital site, including but not limited to text, page structure, and certain design elements, is protected by intellectual property provisions in accordance with applicable regulations. Visitors are permitted to read and use content for personal reference purposes while respecting the content owner's rights. Reproduction, distribution, or reuse of content for other purposes should be done with appropriate consideration and not contrary to applicable legal provisions.

5. Limitation of Liability
Passage Capital strives to present accurate and up-to-date information in accordance with the availability of sources used. However, there is no statement that all content is always complete, current, or suitable for the specific needs of each visitor. Site management is not responsible for decisions or actions taken based on information obtained from the site. Any use of content is done at the visitor's own risk and consideration.

6. Links to External Sources
The Passage Capital site may contain links to other sites managed by third parties for explanation or additional reference purposes. These links are provided as supplementary information and do not indicate cooperation or special support for third-party site content. Passage Capital does not control and is not responsible for the content, privacy policies, or practices applied by such other sites. Visitors are advised to review policies applicable at each site accessed through external links.

7. Permitted Use
Visitors are expected to use this site in a manner consistent with applicable legal provisions and norms. Use that disrupts the technical functions of the site, attempts to access systems without permission, or collects data automatically on a large scale is not permitted. Passage Capital has the right to take reasonable steps to maintain system and site content integrity, including technical adjustments if necessary.

8. Changes to Terms and Conditions
These Terms and Conditions may be updated from time to time to adjust to site service developments or changes in relevant legal frameworks. Changes will be reflected through date updates in the "Last Updated" section above. Visitors are expected to review this document periodically to understand the Terms and Conditions applicable when accessing the site.

For more information, please use the contact information above.